Archive for December, 2009

Why Domain Investing is the Most Lucrative Investment Opportunity of 2009?

In a current economy domain name investing might be one of few opportunities that save your property from foreclosure.
According to a recent Verisign report, over 162 million Top Level Domain Names (TLDs) have been registered this year up until the end of the first quarter of 2008.
This represents growth of 26% percent year over year and 6% growth as a quarterly comparison.
The Verisign June Domain Name Industry Brief states the company processed peak loads of more than 50 billion Domain Name System (DNS) queries a day during the first quarter of 2008.
WHAT IS IN IT FOR YOU?

In a current economy when hundreds of thousands people loose their jobs, and investing in neither real estate nor public stock pays off, investing in a web name, domain is a fantastic opportunity.

The .com domain extension is still the most popular, but it’s extremely hard nowadays to locate premium domains directly from domain registrar (a company accredited by the Internet Corporation for Assigned Names and Numbers (ICANN) and/or by a national ccTLD authority to register Internet domain names).

But even buying a domain from wholesalers and playing aftermarket trading can pay off few folds.

DO YOUR MATH:

If you ever tried to start tech venture and raise venture capital, you might know that VCs expect the highest return on their investment. 500% is considered great return even by players of high risk investment games that bet millions dollars on each horse that potentially can exist on public market or via acquisition.

You can easily invest in internet domain names very modest amount of money and expect 500% ROI.

Let’s say you buy 1-10 premium brandable domains from a wholesaler for $5000 each.
Even by only holding the domain for few years without developing them, you can easily sell your premium domains for $25,000 each and have $20,000-200,000 net profit (depending on the size of your portfolio) while doing nothing.

Why? Because in 2-3 years Internet will grow beyond ones imagination, more and more laid-off professionals will become self-employed and start registering their businesses and build web sites. But there are only so many premium domains that consist of 1-2 words are available. Doubt it? Try to locate quality brandable domains and see for yourself.

Here are some premium domains, potentially very profitable, that you can buy from aftermarket for a reasonable price and sell few years later with great profit without lifting a finger:

http://www.DomainsThatScream.com

IDEA on how you can make money from the domain above:
The domain is great for affiliates of hosting and related services.

http://www.Adsensetion.com
http://www.SmashingAd.com

IDEA on how you can make money from the domains above:
These premium domains can be sold to advertising agencies, marketing, graphic and web design companies.

http://www.Salecstasy.com
http://www.SalesEcstasy.com
http://www.BuyersJam.com
http://www.BuyerJam.com
http://www.SmashingStore.com
http://www.SmashingShop.com

IDEA on how you can make money from these domains:
Those are top domains that are suitable for those for e-commerce, on-line retailers and their affiliate partners.

http://www.CRMdesigner.com
http://www.CRMjam.com
http://www.ProfitCRM.com
http://www.ChangeCRM.com
http://www.DynamicsCRMdemo.com

IDEA on how you can make money from these domains:
Those are fantastic URLs and soon will be in tremendous demand by customer relationship management (CRM) software companies, their resellers, referral partners and on-line affiliates.

http://www.LawyerJam.com
http://www.LawyersJam.com
http://www.LegalTribute.com
http://www.LawyerRocks.com
http://www.YourLegalAction.com
http://www.LegallyChallenged.com

IDEA on how you can make money from these domains:
Those are very profitable domains that you can sell to legal firms, individual lawyers, their referral partners and on-line affiliates.

http://www.AccountingJam.com
http://www.AccountantJam.com
http://www.AccountantsJam.com

IDEA on how you can make money from these domains:
Those are very profitable domains for legal firms, individual lawyers, their referral partners and on-line affiliates.

http://www.VoteOrganic.com
http://www.ProceedOrganic.com
http://www.AimOrganic.com
http://www.TargetOrganic.com

IDEA on how you can make money from these domains:
Those domains are great investments and can be sold to green, sustainable companies.

http://www.SmashingLoan.com
http://www.SmashingLoans.com
http://www.LoansMystery.com
http://www.Loanier.com

IDEA on how you can make money from these domains:
Those are domains with profitable keywords – great opportunity for accounting firms, individual accountants, their referral partners and on-line affiliates.

http://www.SolarGiver.com
http://www.SolarSpeaks.com
http://www.SolarToBe.com
http://www.SolarJunkies.com
http://www.SolarMastery.com
http://www.SolarItIs.com
http://www.SmashingSolar.com
http://www.ProceedSolar.com
http://www.DoingSolar.com
http://www.SolarDo.com
http://www.SolarTribute.com
http://www.AnnounceSolar.com
http://www.SolarEcstasy.com

IDEA on how you can make money from these domains:
Those domains are great investments and can be sold to alternative energy, green, sustainable companies, solar product manufacturers and resellers.

http://www.RestateBuddies.com

IDEA on how you can make money from these domains:
Great investment. Can be sold to real estate listings, developers and marketers.

http://www.tantra-girls.com

IDEA on how you can make money from these domains:
Fabulous domain that can generate a lot of traffic to tantra lovers and spiritual development fans.

http://www.VirginEthiopia.com
http://www.VirginPhilippines.com
http://www.VirginBangladesh.com
http://www.VirginUkraine.com

IDEA on how you can make money from these domains:
Those domains are great investments for photographers. Can be sold to travel agencies, resort developers etc.
___________________________

You even can develop your domains in simple informative web sites and monetize them by placing Google AdSense and affiliate links. It can bring you steady passive income before your big sale day comes.

Still not convinced? Then watch your bank account shrinking during next 5 years while global economy is in the dust.

Money Dearest: After the Tooth Fairy

List Price: USD 12.00
Lowest Used Price: USD 1.42
Lowest New Price: USD 10.00

Price is accurate as of the date/time indicated. Prices and product availability are subject to change. Any price displayed on the Amazon website at the time of purchase will govern the sale of this product.

Binding: Paperback
Manufacturer: Trafford Publishing

Product Description:

Money Dearest is a warm and witty guide for the reader who would like to invest in the stock market, but doesn't know where to begin.

Money Dearest starts with the basics. The author first introduces the reader to the most accessible, free information. Then, one step at a time, "walks" the reader through the very simple toward the somewhat complex, explaining each progression with clarity; without condescension.

The format of Money Dearest is "pay as you go." The reader is asked to put aside 1412042690 before starting each day's assignment to establish the habit of saving - the solid base for financial survival. Money Dearest is ideal for anyone starting to plan his or her financial future or as a refresher course for those already invested. It's a fun read for all levels.

Author: B. Mary Dickman

ISBN: 1412042690
Number Of Pages: 78
Release Date: 2006-07-06

Languages:
Unknown: English
Original Language: English
Published: English

All Information about products including images, descriptions, editorial reviews and customer reviews © Amazon.com, Inc. or its affiliates.

The X-Discipline: Financial Independence for the Web-Savvy Investor

List Price: USD 34.99
Lowest Used Price: USD 14.77
Lowest New Price: USD 19.27

Price is accurate as of the date/time indicated. Prices and product availability are subject to change. Any price displayed on the Amazon website at the time of purchase will govern the sale of this product.

Binding: Paperback
Manufacturer: Trafford Publishing

Product Description:
Lost money in the markets recently? Did your advisor call and tell you when to sell? Need to know where to put your money? The X-Discipline presents a practical solution for millions of investors who were burned by their financial advisors or experienced the losses delivered by the bear markets of 2000 to 2002. It introduces a 5-Step process for investing in low-cost funds, using online information that eliminates the need for costly advisors or brokers.

When markets decline, the only way to preserve capital is to sell, a service that financial advisors and brokers rarely offer, and a topic absent in most financial publications.

The X-Discipline introduces analytical tools help you measure market risk to determine how much of your assets to invest in equities, bonds, and cash at any given time. You achieve two key goals: capital preservation in bad markets and competitive returns during recoveries.

You can execute this complete strategy in about one hour each week. Not an esoteric or magical formula, it consists of basic investment principles, coupled with the right online information. Used with discipline, you learn to make independent financial decisions without the need for outside advisors.

Author: Paul W. Accampo

ISBN: 1412010349
Number Of Pages: 326
Release Date: 2006-07-06

Languages:
Original Language: English
Unknown: English
Published: English

All Information about products including images, descriptions, editorial reviews and customer reviews © Amazon.com, Inc. or its affiliates.

Stock Market Investment

Buying and selling of shares happen in Stock market. A share of stock is the smallest unit of ownership in a company. If you own a share of a company’s stock, you are a part owner of the company.
If the company loses a lawsuit and must pay a huge judgment, the worse that can happen is your stock becomes worthless. The creditors can’t come after your personal assets.
There are two types of stock: Common stock , Preferred stock . Most of the stock held by individuals is common stock . NYSE, NSE, BSE etc..are few places where trading of stock happens.

Why Investing In Stock Market?
Investing is the proactive use of your money to make more money or, to say it another way, it is your money working for you. Investing is different from saving.
Saving is a passive activity, even though it uses the same principle of compounding. Saving is more focused on safety of principal (the amount you start out with) and less concerned with return.

Investing in stocks means you are partial owner of a business. Whenever management distributes profit as dividend you will get it. This is called dividend income – a best strategy for passive income. This is best suited for retirement income planning.

As per history, if you compare Return of Investment of stock market to that of high yield bond investment i.e. “junk” in every decade for last 100 years, investing in stock market outperforms others 8 out of 10 times by a fair margin. If your investment horizon is 20 years, statistically return of your stock portfolio will at least beat inflation.

How you Should Invest in Share Market?

Budgeting eats your time. Instead of following complex and boring expense tracking, you simply follow the financial strategies of pay your self first. You should investment at least 30% of your savings in blue chip companies and 20% to high dividend yielding stocks. On Line Investing in stock market is the best way to invest.

How to do Portfolio Management in stock Market?

You should carefully look around your daily life. You will notice what you use daily and what other people are using. This observation will give you fair amount knowledge to those products and companies. Try to understand business model of those companies. Gather more knowledge on those companies.

Understand company’s balance sheet & Profit- loss statement. Look for Profitability in business, cash in hand, auditor’s report, director report of the company. Try to understand the business model of the company and management team. Check return on asset. price/earning, return on equity and credit management of the company for last 5 years. Check analyst report on forward p/e.

If all these are satisfactory, invest in the company. Like these you need to find 6 to 9 companies from 5 sectors like Energy, Oil and Gas, FMCG, Service Sector, Biotech. Pharmaceutical, Bank, entertainment, IT industry and Insurance.

Your investment philosophy is to own a small part of the company for 20 years. This ownership mentality will really give you money in the long run.
In the high bull market do partial profit book regularly. If market sentiment is strong bull, buy option. If market sentiment is strong bear buy put option. Use 5% of your money in option trading. Option trading basically used to hedge your asset and also make some speculative gain.

In strong bear market, your blue chip companies can generate good income if you use covered call option regularly. It’s not difficult to get 40% p.a. ROI by writing Covered Call Option.

Money Management tricks for you to ride Bear – Bull of Stock Market

1. Never investment more than 50% of your savings in stock market
2. It is necessary to invest in speculative investment for big money but never invest more than 10% of your portfolio.
3. Get out of loss making investment. It will protect you from bigger loss and the loss you can offset against your profit in your tax return.
4. Do not make buy decision out of greed.
5. Do not take sell decision under panic
6. Understand the market and where you investment with clear objective why you are investing.

Give Me Ten Minutes and I’ll Make You Better at Real Estate Investing

Okay, ten minutes is a guess. You might absorb what I have to say and thereby become better at real estate investing in less time if you’re a fast reader.

Shall we get stared?

Acknowledge the Basics

Real estate investing involves acquisition, holding, and sale of rights in real property with the expectation of using cash inflows for potential future cash outflows and thereby generating a favorable rate of return on that investment.

More advantageous then stock investments (which usually require more investor equity) real estate investments offer the advantage to leverage a real estate property heavily. In other words, with an investment in real estate, you can use other people’s money to magnify your rate of return and control a much larger investment than would be possible otherwise. Moreover, with rental property, you can virtually use other people’s money to pay off your loan.

But aside from leverage, real estate investing provides other benefits to investors such as yields from annual after-tax cash flows, equity buildup through appreciation of the asset, and cash flow after tax upon sale. Plus, non-monetary returns such as pride of ownership, the security that you control ownership, and portfolio diversification.

You’ll need capital, investing in real estate does have risks, and investment real estate can be management-intensive. Nonetheless, real estate investing is a source of wealth, and that should be enough motivation for us to want to get better at it.

Understand the Elements of Return

Real estate is not purchased, held, or sold on emotion. Real estate is not about love; it’s about a return on investment. As such, prudent real estate investors always consider these four basic elements of return to determine the potential benefits of purchasing, holding on to, or selling an income property investment.

1. Cash Flow – This is determined by the amount of money collected from rents and other income less operating expenses and loan payment. Furthermore, real estate investing is all about the investment property’s cash flow. You’re buying income stream, therefore be certain that the numbers you use to calculate cash flow are truthful.

2. Appreciation – This is the growth in value of a property over time, or future selling price minus original purchase price. The fundamental truth to understand about appreciation, however, is that real estate investors buy the income stream of investment property. It stands to reason, therefore, that the more income you can sell, the more you can expect your property to be worth. In other words, make a determination about the likelihood of an increase in income and throw it into your decision-making.

3. Loan Amortization – This means a periodic reduction of the loan over time leading to increased equity. Because lenders evaluate rental property based on income stream, when buying multifamily property, present lenders with clear and concise cash flow reports. Properties with income and expenses represented accurately to the lender increase the chances the investor will obtain a favorable financing.

4. Tax Shelter – This signifies a legal way to use real estate investment property to reduce annual or ultimate income taxes. No one-size-fits-all, though, and the prudent real estate investor should check with a tax expert to be sure what the current tax laws are for the investor in any particular year.

Do Your Homework

1. Form the correct attitude. Dispel the thought that investing in rental properties is like buying a home and develop the attitude that real estate investing is business. Look beyond curb appeal, exciting amenities, and desirable floor plans unless they contribute to the income. Focus on the numbers. “Only women are beautiful,” an investor once told me. “What are the numbers?”

2. Develop a real estate investment goal with meaningful objectives. Have a plan with stated goals that best frames your investment strategy; it’s one of the most important elements of successful investing. What do you want to achieve? By when do you want to achieve it? How much cash are you willing to invest comfortably, and what rate of return are you hoping to generate?

3. Research your market. Understanding as much as possible about the conditions of the real estate market surrounding the rental property you want to purchase is a necessary and prudent approach to real estate investing. Learn about property values, rents, and occupancy rates in your local area. You can turn to a qualified real estate professional or speak with the county tax assessor.

4. Learn the terms and returns and how to compute them. Get familiar with the nuances of real estate investing and learn the terms, formulas, and calculations. There are sites online that provide free information.

5. Consider investing in real estate investment software. Having the ability to create your own rental property analysis gives you more control about how the cash flow numbers are presented and a better understanding about a property’s profitability. There are numerous software solutions to choose from online.

6. Create a relationship with a real estate professional that knows the local real estate market and understands rental property. It won’t advance your investment objectives to spend time with an agent unless that person knows about investment property and is adequately prepared to help you correctly procure it. Work with a real estate investment specialist.

There you have it. As concise an insight into real estate investing as I could provide without boring you to death. Just take them to heart and you should be fine. Here’s to your investing success.